551 Aurora Pl, Hampstead, NC 28443
4 beds · 3 baths · 2,088 sqft
From the moment you walk through the door, you can feel how much this home has been loved. It's warm, inviting, and full of charm—truly the kind of place that just feels like home. Located in the highly desirable Wyndwater community and within the award-winning Topsail school district in Hampstead, 551 Aurora Place offers 3 bedrooms and 2 full baths on the main level, plus a spacious bedroom upstairs with its own full bath—perfect for guests, a home office, playroom, or a cozy movie-night spot. Just like the home you've been looking for, the heart of the house is the kitchen and the open-concept living space. The kitchen features soft-close white cabinetry, Quartzite countertops, a tile backsplash, stainless steel appliances, under-cabinet lighting, a large island, and a water filtration system under the sink. It flows seamlessly into the living and dining areas—perfect for everyday life and gathering with friends and family. The primary bedroom is on the main floor and features a tray ceiling, walk-in closet, and a spa-like bath with a tiled shower and garden tub. And get this—the bathroom has a 72-inch double vanity! Yep, no more fighting over sink space—there's room for both of you. You'll love the thoughtful details throughout—whole house water filtration system, vaulted ceilings, board and batten accent wall, luxury vinyl plank flooring in the main living areas, elegant molding in the dining area, a fireplace, a 72-inch vanity in the guest bathroom, and shiplap accents in the laundry room. Step outside to a fully fenced backyard with irrigation, and relax on your screened-in porch—TV included! Wyndwater offers a beautiful community pool, picnic areas, cabanas, and trash service is included in the HOA. Boating enthusiasts will love being just 2 miles from Sloop Point Marina and approximately 4.4 miles from Harbour Village Marina. All of this, just minutes from top-rated schools, beaches, golf courses, and everything Hampstead has to offer.
Source: NORTHCAROLINAREGIONAL #100500154
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100500154
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.