5502 Kent Dr, Belton, TX 76513
3 beds · 3 baths · sqft
Welcome to Three Creeks in Belton, Texas! This stunning corner-lot home offers an inviting open floor plan with elegant details throughout, including crown molding, tray ceilings, bullnose corners, Ceiling fans in all rooms, and arched entryways. Enhanced with smart home features such as a touch-panel thermostat, power lock doors, and remote-controlled lighting, this home blends modern convenience with timeless charm. Featuring 3 bedrooms, 2.5 baths, and a versatile flex space, this home is thoughtfully designed. Upon entering, you'll find two additional bedrooms, separated by a full bathroom, creating a perfect setup for guests or family. Continue through the foyer to discover the flexible living space, seamlessly connected to a spacious living room with a natural wood-burning fireplace—perfect for cozy evenings. The kitchen is a dream for both cooking and entertaining, with a look-through to the living area, an eat-in option, stainless steel double ovens, a dishwasher, built-in microwave, center island, and 3cm granite countertops. Adjacent to the kitchen is a convenient half bath, updated with modern finishes, along with a dining area, laundry room, and access to the garage. The primary suite is tucked away for privacy and features a large bay window, a luxurious bathroom with a garden tub, separate shower, and a walk-in closet. Step outside to the backyard, where entertaining becomes effortless! A covered patio, extended with a pergola with a bluetooth sound system, creates the perfect outdoor living space, while still leaving plenty of yard for additional activities. This home is truly a host's paradise, ideal for gatherings with friends and family. Don't miss this exceptional opportunity to own a home in the highly sought-after Three Creeks community. Schedule your private tour today!
Source: CENTRALTEXAS #563263
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #563263
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #563263
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.