55 Stonewood Creek Dr, Dallas, GA 30132
4 beds · 2 baths · 2,102 sqft
You are going to feel like you're flipping the pages of a Home magazine as you walk through this home! First, the outside. Landscape designed lawn with Zoysia grass in back and bermuda grass on the front lawn. Plus, an irrigation system to keep the garden beds beautiful year round. A privately fenced backyard that you would want to entertain in! Custom decking, Cabana, fire pit, wood shed, gorgeous lighting. All that is overlooking the coolest backyard. It is an entire living space in and of itself. The inside matches it all, too. High ceilings everywhere stand out in this home! It gave a lot of space for what my Owners did! Beautiful light oak LVP flooring everywhere! A great dining space, custom reclaimed wood beams in all the right places of the ceiling, a corner fireplace that looks sleek and farmhouse at the same time. Overlooking all this is the gorgeous kitchen with white cabinets, stainless steel appliances, subway tile backsplash, speckled granite countertops, slate fixtures and a working island. This entire area is adjacent to the amazing backyard living space. Going up, the staircase is something else too. Hardwood steps with wrought iron balusters leads you to the four bedrooms and laundry room. Again, the high ceilings were a great canvas for the amazing updates that have been done. Custom accent walls with eye-catching trim and craftsmanship. The best color palette for each room to make it personal yet all of it flows perfectly! The master bedroom has his and her closets and a custom cabinetry master bath. Not only are all the bedrooms so customized and classy, the bathroom hangs with them. Black octagon tile floor, Quartz counters, white cabinets, custom mirrors and great hardware! It is truly such a beautiful home. Check out the pictures and hopefully you'll want to see it.
Source: FMLS #7456261
Source: FMLS #7456261
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7456261
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.