55 Chestnut St, Windsor, CO 80550
3 beds · 3 baths · 1,410 sqft
Discover the perfect blend of small-town charm and modern comfort in this beautiful 3-bedroom, 3-bathroom home located in the heart of rapidly growing Windsor, Colorado. Nestled between the mountains and plains, where open skies meet majestic peaks, this home offers the ideal Northern Colorado lifestyle. Boasting two separate living spaces, this home is just blocks away from vibrant downtown Windsor, Windsor Lake, and the Main Community Park. For outdoor enthusiasts, Chimney Park Pool and Fields—Northern Colorado's premier outdoor public pool—are conveniently across the street. The main bedroom features an attached suite, perfect for relaxing in privacy. Step outside to your backyard oasis, complete with mature trees, lush landscaping, and a spacious deck for entertaining or unwinding. Enjoy the bonus of RV parking and no HOA or Metro Tax District, providing you with freedom and flexibility. With parks in every direction and an unbeatable location, this home offers easy access to everything you love about Windsor. Don’t miss the opportunity to make this wonderful property your own! Washer and dryer are excluded from the sale. The hot tub is not included but may be negotiable. When using our preferred lender Magnify Mortgage, the buyer will receive up to $2,000 cash back after closing, provided by Magnify Mortgage. Call Todd Green at 720-465-4780 for details
Source: RECO #1829395
Interest rate and monthly payment estimated based on public records.
Source: RECO #1829395
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1829395
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