VA loan
1 of 50
VA loan
$2,479,857 SIGNIN

Sign in to see required down payment for the 2.625% rate

549 Mohawk Hts, Florissant, CO 80816

5 beds · 5 baths · 4,685 sqft

Exquisite French Provincial styled home situated on 35 acres, w/ mountain & Pikes Peak views! Expansive living room complete w/ 20 ft. ceilings canopied w/ windows, chiseled marble gas fireplace dual sided to the owners suite, the upper level loft overlooking this space. A Chef’s kitchen designed w/ solid surface recycled countertops, custom cabinetry, Thermador 6 burner glass induction cooktop, built-in wine rack & plate rack. Gorgeous morning room is adjacent the kitchen & is surrounded by windows w/ soaring 20 foot vaulted & beamed ceilings. Main level owners suite includes coffered ceilings, chiseled stone fireplace, adjoining an elegant master bath w/ a hammered copper soaking tub, separate vanities, a large walk-in shower w/ rain head, dual shower heads & massage sprayers, & 2 walk-in closets complete this suite. Main level library includes a stone surround wood-burning fireplace. Laundry additionally located nearby the kitchen, plus a powder room adorned w/ custom 3D mural. Mud room entry for shedding clothing and shoes, & a small nook office space. Custom arched 12 foot wooden/wrought iron front door; 2 elegant stairways w/ wrought iron spindles leading to upstairs; Formal dining room adorned w/ coffered tray ceiling & surrounded by 10” wood columns. The upper level includes 3 bedroom suites, each attached to a bathroom. Suite 1 attaches to a full bath, suite 2 attaches to a Jack & Jill bath, w/ double closets. Suite 3 is designed as a comfortable guest suite, large walk-in closet, & attaches to the Jack & Jill bath. The expansive LL is unfinished, w/ walkout, includes a 3/4 finished bath, a blank canvas to finish addt’l living space! UPGRADES INCLUDE: Gold LEED certification; fossilized bamboo wood floors; travertine tile;25000 watt solar panels designed for snow load & high winds; R40 insulation; SIP panel construction; triple pane argon gas windows; 2 geothermal pump systems for heat & A/C;10 to 20 foot ceilings; Don’t miss the 750 sf storage bldg.

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$4,341
$5,448
You may also save up to $337,641 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $5,448 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,341
Principal & interest
$1,968
Mortgage insurance
-
Property taxes
$574
Home insurance
$1,797
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
4,685 sqft
Lot size
35.1900 acres
Year built
2015
Type
Single Family Residence
HOA dues
$0.00

Source: PPMLS #4148283

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 09:36 am
Listing agent: Stephanie Tanis ABR GRI SFR (719) 659-2600
Listing provided courtesy of: Stephanie Tanis (719) 659-2600
Details provided by PPMLS and may not match the public record.
MLS ID: #4148283
The real estate listing information and related content displayed on this site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.
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