549 Brighton Way, Sycamore, IL 60178
4 beds · 4 baths · 2,600 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to the epitome of modern luxury living in the coveted North Grove Crossing neighborhood. This home showcases upgrades that elevate it above and beyond the others. Built with meticulous attention to detail, this custom home embodies a perfect blend of elegance and functionality. Step inside and be greeted with a spacious open floor plan. With over 2,600 square feet of meticulously designed living space, every corner of this home radiates warmth and sophistication. The main level boasts durable vinyl plank flooring, setting the stage for a stunning interior adorned with urban farmhouse-inspired details and unique Sherwin-Williams splashed walls that are neutral and unique. Enter easily in the open-concept great room, dining area, and sunroom, where natural light pours in through large windows, creating an inviting ambiance. The chef-inspired kitchen is a culinary delight, featuring sleek black stainless steel appliances, granite countertops, upgraded cabinets equipped with soft closures, a walk-in pantry and a generously sized center island-perfect for hosting gatherings or casual family meals. The attention to detail continues upstairs, where four spacious bedrooms offer comfort and privacy for the whole family. The master suite is a true retreat with a tray ceiling, a large walk-in closet, and a spa-like bathroom featuring double vanities, a soaking tub, and a separate shower. But the allure of this home doesn't end there. Walk to the lower level into the partially finished basement, where you'll find even more living space, including a FIFTH BEDROOM and a third full bathroom-perfect for overnight guests or extended family members. Outside of this home extends to the picturesque yard, where you can relax and unwind on the concrete patio or soak in the sunshine from the delightful sunroom. This is a beautiful place to watch sunsets with the family or have an early morning coffee. With top-rated Sycamore schools just moments away, this home offers unparalleled luxury and the reassurance of a prime location for your children's education. Don't miss your opportunity to own this exceptional property-
Source: #mrd12047951
Source: #mrd12047951
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.