5489 Suncatcher Dr, Wesley Chapel, FL 33545
5 beds · 3 baths · 3,032 sqft
One or more photo(s) has been virtually staged. Spectacular Avalon Park POOL HOME located on an oversized fenced-in corner lot. FIVE BEDROOMS + OFFICE + BONUS ROOM is 3032 Square Feet loaded with upgrades and bathed in natural sunlight. This magnificent residence has been meticulously maintained by the current owners and is in immaculate move in condition. The open concept layout features an amazing gourmet kitchen with granite countertops, energy efficient Samsung appliance package, center island, an abundance of storage in the solid wood cabinetry, separate pantry closet and pendant lighting. Enormous living and dining areas open to a covered patio and stunning resort style heated swimming pool and spa featuring LED lighting in the screened in cage, multiple fountains and waterfalls, sun shelf with granite table for relaxing, brilliant iridescent tile work and handsome stone pavers… absolutely no expense spared!! Large en-suite FIRST FLOOR PRIMARY BEDROOM has dual granite vanities, oversized glass enclosed shower, garden soaking bathtub, water closet, gigantic walk-in closet and motorized window treatments . There’s also a guest’s half bath and laundry room with hookups for full size washer and dryer on the main level.Enjoy the spacious second floor bonus room perfect for media, gaming, exercise or playroom for the kids. Four additional upstairs bedrooms are generously proportioned, boast great closet space and access the convenient full hallway bathroom. The “ Smart Home “ remote app controls the brand new garage and front door, interior and exterior security cameras, A/C system, pool lighting, jacuzzi spa and much, much more. Additional upgrades include an EV CHARGING station, top of the line maintenance free ASTRO TURF and tall vinyl privacy fencing completely enclosing the back and side yards. Avalon Park offers top rated schools, two beautiful clubhouses with resort style pools for social gatherings, splash pads, playgrounds, walking trails basketball court, dog park and exciting community events.
Source: STELLAR #tb8311296
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8311296
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8311296
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.