5480 White Ibis Dr, North Port, FL 34287
2 beds · 2 baths · 2,086 sqft
Located in the heart of HERON CREEK GOLF & COUNTRY CLUB, this meticulously upgraded home is a true gem inside one of the area's most sought-after communities. Welcome to this effectively new home - beautifully updated where every detail has been carefully curated for comfort, style, and peace of mind. Since purchasing in 2019, the owners have invested over $295,000 in high-quality improvements, creating a truly turn-key experience for the next homeowner. Step inside to find luxury vinyl plank flooring throughout and freshly painted interiors that set a bright, modern tone. The spacious kitchen was completely remodeled in 2022 with sleek new appliances, custom cabinetry, a large island, and upgraded lighting—perfect for everyday living or entertaining guests. The bathrooms were fully renovated, and the primary suite now includes a freshly designed master closet (2024). The laundry room was also updated for added style and function. The outdoor living space is a dream: in 2020, the pool was completely resurfaced, converted to salt water, fitted with a new Pentair control system (accessible via app), and paired with a brand new extended cage and travertine decking. A new heater was added in 2021, and roll-down hurricane screens were installed in 2022 to protect the covered lanai. Additional major upgrades include: Brand new roof and gutters (2022),Impact-rated windows (2022–2024) and new hurricane shutters, new rear sliding glass doors (2024),Whole-house Generac 22kW generator (2021) under warranty, 20 SEER HVAC system with AES air scrubber (2019), serviced biannually, new front entry door (2019) and water heater (2024),Full exterior repaint (2022) and refreshed landscaping throughout (2023–2024) This home has been lovingly maintained and extensively improved for long-term comfort and efficiency. It’s also just a quick golf cart ride to the clubhouse and all the fantastic amenities found in Heron Creek. A few things you'll appreciate: Located in Flood Zone X—no flood insurance required; No CDD fees; Low-maintenance living—HOA includes lawn care, irrigation, fiber-optic cable, and guarded gate access. Heron Creek Golf & Country Club is a lifestyle all its own—with a gorgeous clubhouse, a full social calendar, 27 holes of Arthur Hills–designed golf, a top-notch practice facility, tennis courts, a fitness center, and a beautiful resort-style pool. Required membership starts as low as $268/month. Location? You’re set. Centrally located with easy access to I-75 and just minutes to SMH’s new healthcare facility set to open next year, Gulf beaches, downtown Venice, COSTCO, Wellen Park, the Braves stadium, and local airports. Bottom line? Nothing compares—and the only thing missing here is YOU. Bottom line? Nothing compares—and the only thing missing here is YOU. It’s rare to find a home with this level of investment and care already complete! Located in the heart of Heron Creek, the amenities are close by. Extensively renovated & thoughtfully upgraded – Sarasota County appraiser's records reflect 3 bedrooms. The closet in third bedroom was removed and the room is used as an office/den. A True Move-In Ready Gem! Schedule your private showing today!
Source: STELLAR #A4647698
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Why Roam
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4647698
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.