5474 Leslie Canyon Dr, Wimauma, FL 33598
4 beds · 3 baths · 2,557 sqft sqft
A stunning 4 bedroom, 3 bath, 3 car garage + office, pond view home nestled in Creek Preserve with approximately $52,000 in solar panels resulting in a monthly electric bill of under $30!! This is an opportunity you do not want to miss. A sprawling open floor plan, 2 ensuite bathrooms, lovely cosmetic updates, and gorgeous pond views highlight this immaculate 2021 home. Arrive to sidewalk-lined streets, mature landscaping, and a covered front porch, creating a warm welcome to the property. Step inside to a spacious entryway with a built-in hall tree. The kitchen, dining room, and living room combine to offer an expansive great room perfectly fit for entertaining. Everyday cooking is a breeze from the well-equipped, centrally located kitchen featuring granite countertops, a 4 piece stainless steel appliance package, an island with breakfast bar seating, and a walk-in pantry with shelving. A dry bar/buffet counter and a sliding door to the patio add character to the dining room. The office is located near the living room and is tucked behind custom barn doors. Split away from the other bedrooms, the first primary suite offers plush carpet flooring, a large walk-in closet, and an ensuite bathroom with dual sinks, a walk-in shower, and a water closet. The second primary suite is privately located down a hallway accessible through a barn door and also offers a full ensuite bathroom and walk-in closet. Bedrooms 2 and 3 are generously sized and share a full bathroom in between. An indoor laundry room, the oversized 3 car garage with overhead storage, and the vinyl fenced backyard add convenience and value for the new owner! Creek Preserve is a coveted community with a low annual HOA fee and a host of amenities including a clubhouse, playground, basketball court, and sparkling swimming pool. Call us today for more information and a tour of this beautiful home!
Source: STELLAR #t3540870
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3540870
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3540870
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.