5474 Jason St, Houston, TX 77096
4 beds · 2 baths · 2,309 sqft

Get a free consultation call with an expert in the mortgage assumption process.
BELLAIRE HIGH! Spacious, well-maintained 4-bed home on a prime corner lot in Maplewood—never flooded! Built to last with a 40-year aluminum roof, lifetime Olshan foundation warranty, and updated Olshan underslab plumbing. Kitchen features custom Woodmode cabinets, double ovens, and cooktop. Bathrooms updated with Kohler fixtures. Enjoy new flooring, fresh paint, custom closet system, cellular shades, mesh-guard gutters, and a new garage door opener. Entire HVAC system and ductwork replaced. Mature oak trees, sprinkler system, concrete patio, and sliding door to the den create the perfect outdoor retreat. Oversized garage with side entry and a massive enclosed storage room. Stainless steel fridge stays! Maplewood is a highly desirable, tree-lined neighborhood near Meyerland, the Galleria, and the Medical Center. Zoned to Bellaire High and ready for move-in—don’t miss this incredible opportunity!
Source: HAR #81807975
Source: HAR #81807975
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
