546 Orangewood Dr, Dunedin, FL 34698
3 beds · 2 baths · 1,736 sqft
Get a free consultation call with an expert in the mortgage assumption process.
One or more photo(s) has been virtually staged. New photos and upgrades. MID-CENTURY CRAFTMANSHIP MEETS OLD FLORIDA CHARM! Welcome to this enchanting 1950's home, nestled on a picturesque brick-lined street in one of Dunedin's most revitalized and sought after neighborhoods. Offering a perfect balance of timeless Florida architecture and landscaping, this property is a serene retreat for nature lovers, gardeners, and those seeking classic character with modern conveniences. As you approach the home, you'll be captivated by the lush, mature vegetation, including colorful bouganvillea cascading over an arbor, providing both vibrant beauty and cool shade. The expansive garden is a tropical paradise, featuring fruit bearing avocado, orange, lemon, and olive trees, along with an array of flowering plants. A meandering travertine walkway guides you to the inviting front entrance. Step inside through the charming leaded-glass door, and you're greeted by a sun-filled Florida room - a peaceful spot to relax and enjoy your morning coffee. Throughout the home, Brazilian walnut plank tiles and high baseboards add warmth and sophistication, while the well-thought-out split bedroom floor plan ensures privacy for family and guests.The centrally located bright & cheery kitchen with skylight makes entertaining a breeze, offering easy flow to the adjacent dining and great rooms, where numerous windows provide stunning views of the patio and lush garden beyond. The spacious primary bedroom is a tranquil retreat, with soaring cathedral ceilings, an ensuite bath, and abundant natural light. EXTRA PERKS AND FEATURES; Hurricane-impact rated windows in all three bedrooms, whole-house water softening system with reverse osmosis in the kitchen. travertine patio, ideal for entertaining or quiet relaxation. LOCATION, LOCATION, LOCATION! This home's prime Dunedin location offers convenient access to a wealth of local attractions: INTERCOASTAL WATERWAY-Perfect for boating, kayaking, or sunset views PINELLAS BIKE TRAIL-A popular destination for biking and walking DUNEDIN LIBRARY & SENIOR CENTER-Excellent community resources within walking distance EDGEWATER LINEAR PARK-A scenic waterfront spot for strolls and picnics DOWNTOWN DUNEDIN-Just minutes away, with charming shops, dining and cultural events. Familes will also appreciate the home's proximity to highly rated schools, making it ideal for all stages of life. Don't miss this rare opportunity to own a slice of mid-century Florida charm, thoughtfully updated and set in a Mediterranean-inspired paradise. Experience the perfect blend of tranquility, character and convenience-schedule your showing today and fall in love with this one-of-a-kind home! ***An extra bonus is $15K off of the list price if under contract by May 01, 2025. Ask your realtor about the many recent sales in this highly sought after neighborhood, provided in Realtor remarks.
Source: STELLAR #TB8342264
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8342264
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.