5453 Battery Ln, Atlanta, GA 30342
4 beds · 4 baths · sqft
Welcome to this exquisite residence, a harmonious blend of timeless elegance and modern convenience. The exterior welcomes you with a beautifully crafted facade, adorned with sophisticated architectural details that evoke a sense of grandeur. As you step inside, you are greeted by an expansive foyer that radiates warmth and charm, seamlessly connecting to the various living spaces throughout the home. The living room, bathed in natural light, features large windows that frame picturesque views of the surrounding greenery and create an inviting atmosphere for both relaxing and entertaining. The open-concept design allows for seamless transitions between spaces, making the home perfect for hosting gatherings of family and friends. The gourmet kitchen is a culinary enthusiast's dream, boasting high-end appliances, ample counter space, and a generous island that serves as both a prep area and a casual dining spot. Each bedroom is a serene retreat, offering plush carpeting and generous closet space, ensuring comfort and privacy for all. The bathrooms exhibit luxurious finishes, complete with soaking tubs and spacious showers that provide a spa-like experience. Outside, the landscaped yard presents a tranquil oasis, perfect for outdoor activities and evening gatherings under the stars. This remarkable residence is equipped with ceiling fans throughout, providing a refreshing atmosphere on warm days. The central heating and cooling systems ensure year-round comfort, adapting to your preference effortlessly. Don't miss the opportunity to make this stunning property your beloved home, where every detail has been meticulously curated for your enjoyment and comfort.
Source: GAMLS #10422006
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10422006
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10422006
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.