5446 Waterfall Ct, Atlanta, GA 30349
3 beds · 3 baths · 1,826 sqft
Welcome to 5446 Waterfall Court, a GORGEOUS and STUNNING single-family home. As you enter, you'll be greeted by an open-concept floor plan featuring high ceilings and abundant natural light. The gourmet kitchen boasts sleek stone countertops, white cabinetry, and energy-efficient stainless steel appliances, making it a chef's delight. Adjacent to the kitchen, the inviting family room provides the perfect space for relaxation and entertainment. The expansive primary suite is a true retreat, complete with a walk-in closet and a luxurious en-suite bathroom featuring a soaking tub and separate shower. Additional bedrooms are generously sized, offering comfort and versatility. Outside, the property features a private yard, ideal for outdoor gatherings or quiet moments of reflection. The attached two-car garage ensures ample parking and storage space. Situated in the desirable Crystal Lake community, residents enjoy proximity to local schools, shopping, dining, and easy access to major highways, including I-75, I-85, and I-285. With its modern amenities, prime location, and impeccable design, this property offers a unique opportunity to experience the best of Atlanta living. Approximately 7 miles from Hartsfield-Jackson Airport. This proximity offers convenient access to one of the world's busiest airports, making travel for business or leisure exceptionally easy.
Source: FMLS #7531402
Financials
Source: FMLS #7531402
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.