544 Amaranth Trl, Hoschton, GA 30548
4 beds · 3 baths · 2,500 sqft
NEW STAINLESS STEEL APPLIANCES AS OF 11/22/24! Welcome to the place where your heart will truly feel at home, nestled in the highly sought-after swim/tennis Brook Glen community. This charming residence offers a mostly single-level floor plan, thoughtfully designed for both convenience and comfort. As you step inside, a sense of warmth washes over you, greeted by the formal dining room with its elegant crown molding and intricate trim, setting the stage for special gatherings and cherished moments. High ceilings throughout the home, along with the family room's cathedral ceiling, create an airy, open feel, making every moment feel expansive and bright. The kitchen, with its inviting bar top seating, flows seamlessly into the heart of the home-the family room-perfect for lively entertaining or cozy everyday living. The primary bedroom, a true retreat on the main floor, beckons you to unwind. The large tray ceiling with crown molding adds a touch of grandeur, while the spacious walk-in closet and luxurious bath with dual vanities, a walk-in shower, and a soaking tub promise comfort and indulgence. Two additional guest bedrooms on the main level create space for family or visitors, complemented by a guest bath with dual vanities.Upstairs, discover a versatile loft and a private guest suite, offering a sanctuary of its own. Step outside to a peaceful, fenced-in backyard, your personal oasis for relaxation, play, and making lasting memories. This is more than just a house-it's the home where life's most treasured moments await.
Source: GAMLS #10312877
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10312877
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10312877
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.