5435 Braddock Dr, Zephyrhills, FL 33541
4 beds · 2 baths · 2,304 sqft
Under contract-accepting backup offers. Nestled in a sought-after golf course community, this well-maintained, single-story home offers the perfect blend of comfort and convenience. Upon entering the front door, you will be welcomed with an abundance of natural light. As you pass the living room and the formal dining room you will enter your spacious kitchen overlooking the great room. The kitchen is modern and practical, offering sleek countertops, a spacious pantry, and ample cabinet storage as well as cabinet organizers to keep your kitchen essentials in order. This kitchen is perfect for both everyday cooking and entertaining. The great room features high ceilings, a large double sliding door to your backyard, and built in surround sound speakers. The open-concept design flows effortlessly into the kitchen, creating a warm and functional centerpiece for the home. The hallway leading to the bedrooms and laundry room is conveniently located adjacent to the kitchen. The laundry room is equipped with a utility sink and newer washer/dryer. Just beyond your laundry room is the guest bathroom with tiled tub/shower combo followed by your 3 generous-sized secondary bedrooms. At the end of the hall to the back of the home you will find the Primary bedroom. This serene retreat provides a spacious layout with an over-sized walk-in closet, ensuite, and remote operated curtains. The ensuite comes with modern fixtures, a dual sink vanity, and spa-like soaking tub with separate shower. Perfect for relaxation and privacy, this primary suite is a true haven. Venturing back to the great room, you’ll open up your double sliding glass doors to your fully screened and covered lanai. The low-maintenance backyard makes this outdoor space ideal for enjoying sunny days and quiet evenings while providing privacy with the fully fenced yard. The 3-car garage offers plenty of space for cars, a golf cart, bicycles, and also has a pull-down ladder for overhead attic storage. Additional features of the home include epoxy flooring on the lanai, whole house intercom/radio, and NEW roof, NEW water tank, newer HVAC and windows (see attachments for full list of upgrades and improvements). The community of Lake Bernadette offers its residents resort style amenities such as 2 pools (one of which is heated), a playground, clubhouse, fitness center, tennis/pickleball courts, basketball courts, and a golf course. Located minutes away from shopping, dining, and schools. Schedule your showing and get moving today.
Source: STELLAR #tb8324348
Source: STELLAR #tb8324348
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8324348
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.