5435 Ashwind Trce, Alpharetta, GA 30005
4 beds · 2 baths · 2,548 sqft
Enjoy coming home to this charming home nestled in a highly walkable community. Step inside to find a 2 story foyer that opens to a Formal Dining room and Office/Library/Flex room with French doors for added privacy and built-in bookshelves. A bright and airy layout featuring a kitchen with stylish backsplash, granite countertops, a breakfast area that overlooks a serene backyard, and a cozy family room with a stacked stone fireplace perfect for gatherings. Hardwoods throughout the main floor. The laundry room boasts cabinets for extra storage and added convenience. Upstairs, the inviting primary suite and en-suite is spacious, with double vanity, separate shower and soaking tub offers a perfect space to unwind. Secondary bedrooms are also spacious. Enjoy outdoor living in your own private oasis a peaceful backyard with ample sitting areas, flagstone patio, custom wood shed, and firepit, ideal for relaxing or entertaining. This home has been recently painted inside and features newer upgraded carpet upstairs and updated bathrooms that add a modern touch. Conveniently located close to downtown Alpharetta, Avalon, Halcyon, shopping, dining, and more, this home offers a perfect blend of style, comfort, and accessibility. Don't miss this opportunity to live in a beautifully maintained home and experience the vibrant lifestyle of this active community, complete with swim and tennis!
Source: GAMLS #10376619
Source: GAMLS #10376619
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10376619