5433 S Queen Way, Littleton, CO 80127
3 beds · 2 baths · 1,676 sqft
Assumable VA Loan available for any veterans who are interested! 3.88% !! Light, Bright & Beautifully Updated in Littleton! Welcome to this thoughtfully maintained and move-in-ready 3-bedroom, 2-bath split-level home, nestled on a 6,000 sq. ft. lot in a safe, clean, and highly walkable Littleton neighborhood. With 1,892 total square feet (1,676 finished), this home blends style, comfort, and energy efficiency. Step inside to vaulted ceilings and an abundance of windows that flood the space with natural light. Scratch-resistant flooring flows throughout, while both bathrooms were beautifully renovated in 2019 with custom tile, upgraded vanities, stylish lighting, and sleek glass shower doors. The heart of the home is the open kitchen featuring a newer island, stainless steel appliances, a walk-in pantry, and modern lighting—perfect for everyday living and entertaining. Enjoy peace of mind with numerous major updates already done for you: energy-efficient windows (2020), fully owned solar panels (2019), a new roof (2019), upgraded electrical panel and water heater (2019), and a new furnace, A/C, and thermostat (2023). The finished basement offers a dedicated workout room, laundry area, and ample storage. Step outside to your private backyard retreat, featuring an oversized covered deck—perfect for relaxing or entertaining on warm summer days. The yard is fully fenced and includes two storage sheds, a garden area, and a dreamy spot for a hammock under the trees. Located just minutes from parks, trails, a nearby lake, shopping, groceries, and quick highway access, this home truly offers the best of Colorado living. Come see it for yourself—you’ll feel right at home!
Source: RECO #2864667
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #2864667
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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