5417 N Rosedale Cir, Beverly Hills, FL 34465
4 beds · 3 baths · 2,806 sqft
With an amazing offer of a $20K roof credit and a 1 year home warranty with a suitable offer, you have to see this home. Nestled within the quiet charm of Pine Ridge, this extraordinary home offers the perfect blend of elegance and comfort, inviting you to experience a life of tranquil luxury. The first impression is striking—the coffered ceilings & marble floors set the tone for a space that is as visually captivating as it is functional. Every detail has been thoughtfully designed, reflecting the discerning taste that is evident in every corner. The tasteful color scheme flows seamlessly from room to room, creating a space of calm sophistication. The layout of the home is as practical as it is beautiful, with separate living areas, there is ample space for everyone to enjoy their own sanctuary, so no one feels cramped or confined. These spaces foster relaxation or entertaining guests. Whether you're hosting a dinner party, a casual get-together, or simply enjoying a quiet evening, the thoughtful design of the layout allows you to do so with ease. At the heart of this residence is the kitchen, a space that will captivate those who love to cook and entertain. The carefully chosen granite countertops & stunning backsplash create a striking visual appeal, while the island, complete with electrical outlets, offers both function & style. Step outside into the covered lanai that leads to the fully screened, solar-heated pool. This outdoor oasis offers the perfect place to unwind & relax. Whether you're swimming, lounging by the pool, or enjoying the hot tub, this space promises endless days and nights of enjoyment. Enjoy this retreat year-round, without the worry of expensive heating costs or seasonal limitations. The icing on this gourmet cake is a 41'x41' concrete block detached garage with a full bathroom. This versatile space can accommodate up to 5 vehicles. With plumbing & electricity already in place, the possibilities for this garage are limitless. Use it as a workshop, a home office, or additional living space, it can be customized to suit your needs, adding even more value to this property. Set on a one-acre corner lot, this home is surrounded by beautifully maintained landscaping and a privacy-enhancing fence. The peaceful neighborhood, with no through streets, enhances the serenity and charm of this residence. The quiet streets are a testament to the tranquil lifestyle this community offers—a rare gem where you can retreat from the hustle and bustle, yet remain close enough to all the conveniences of modern living. This remarkable home combines beauty, functionality, and luxury in a way that creates a truly special living experience. It offers an abundance of space, both inside and out, to suit any need. From the meticulous details to the expansive, serene surroundings, this property presents an opportunity to live with grace, style, and utmost comfort. Don’t miss the chance to explore this hidden treasure for yourself. Schedule a private tour today.
Source: STELLAR #OM696593
Send questions to support@withroam.com
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #OM696593
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.