5415 Limelight Dr, Apollo Beach, FL 33572

WHY WAIT TO BUILD? 4.9 ASSUMABLE FHA MORTGAGE! This stunning, BEACH-INSPIRED 4-BED, 2-BATH BRIGHTON II BY CARDEL HOMES is located in the sought-after WATERSET COMMUNITY and was built in 2022. In a NO FLOOD ZONE and BUILT TO WITHSTAND HURRICANE WINDS UP TO 130 MPH, this home sits 30 feet above sea level for added peace of mind. This Brighton II has all the luxury UPGRADES you are looking for! Located just minutes from the beach, boat docks, and pier, this home offers both luxury and practicality. From the moment you enter, you'll be captivated by the EXTRA-LARGE HALL ENTRANCE that leads to a THREE-PANE GLASS LIVING ROOM SLIDER DOOR, flooding the space with natural light. The house is designed with CONTINUOUS WALK-THROUGH FLOW OF ROOMS connected by additional doorways, making daily living seamless and convenient for busy families or singles alike. The UNIQUE positioning of the house lets the sunlight enter all day long and the lack of a house right next to your living room window allows light in all day long. The ABUNDANCE OF NATURAL LIGHT throughout the day adds to the home’s COZY, ZEN-LIKE atmosphere, with sunlight pouring in due to the unique positioning of the house. Inside, you’ll find 9-FOOT, 4-INCH ceilings and a welcoming oversized foyer. To the right are two bedrooms sharing a bath with a tub/shower combination. On the left is a fourth bedroom, which would be perfect for a den, man cave, office, media room, or playroom it is accessible through elegant glass French doors and conveniently adjacent to the laundry room. The GREAT ROOM showcases a beachy aesthetic, featuring WHITEPLANK TILE FLOORS and an OPEN-CONCEPT DESIGN. The kitchen is an entertainer's dream with a large eat-at island, GRANITE COUNTERTOPS, and a BLUE DESIGNER TILE BACKSPLASH that reflects a stunning OPAL-HUED ARRAY as sunlight hits throughout the day. 42" CABINETS with crown molding, brushed nickel hardware, soft-close drawers, STAINLESS STEEL APPLIANCES, and a generous walk-in pantry round out the kitchen's appeal. The dining area has been upgraded with two additional windows, and the living room boasts FLOOR OUTLETS and an oversized slider leading to the PAVERED PORCH, which extends to a fire pit, perfect for outdoor gatherings. The PRIMARY BEDROOM offers two privacy windows and a luxurious en suite bath with two doors leading to a dressing area and WALK0IN SHOWER, a dual-sink vanity with GRANITE COUNTERTOPS, and a large walk-in closet with direct access to the laundry room. POOL HOOKUPS ARE IN PLACE, allowing you to create your own backyard oasis. Residents of Waterset enjoy nearly 14 miles of walking and biking trails, large fishing lakes, 4 swimming pools, 2 fitness centers, tennis, basketball, and pickleball courts, sand volleyball, playgrounds, parks, splash pad, café overlooking the lake at “The Landing” building, and a designated dog park. The community is conveniently located near the Apollo Beach Marina and Nature Reserve, with easy access to I-75, US HWY 41, and US-301 for a straightforward commute to Bradenton, Riverview, and Tampa. This home is only two miles to the NEW 22 MILLION SOUTHSHORE (Astro Turf) SPORTSPLEX, 1.2 miles to the newly open preK-8th grade YORK INNOVATION ACADEMY Charter School, 6.7 miles to Little Harbor and SOUTHSHORE YACHT CLUB where you can enjoy boating and the local beach! This home offers a blend of luxury and practicality, providing an exceptional living experience in a vibrant community setting.

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 21, 2024 07:02 pm

Listing agent: Brandi Furlan (941) 894-9888

Listing provided courtesy of: KELLER WILLIAMS CLASSIC GROUP (941) 900-4151

Details provided by STELLAR and may not match the public record.
MLS ID: #a4615018

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.

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