5415 E Mckellips Rd # 37, Mesa, AZ 85215
2 beds · 3 baths · sqft
A Golfer's Dream with Unparalleled Views Nestled in a coveted gated community, this remarkable end-unit home offers a serene retreat with premium golf course vistas, a tranquil pond, and a lifestyle of unparalleled convenience. From the moment you step inside, the brand-new $9,000 tile flooring welcomes you with style and durability, seamlessly complementing the granite countertops and modern appliances in the kitchen—perfect for both entertaining and everyday living. Boasting dual primary suites, one on the main level and another upstairs, this home offers versatile comfort for homeowners and guests alike. Sun screens in the downstairs primary bedroom provide a cool and peaceful atmosphere, while the upstairs suite comes fully furnished, with all bedroom furniture included in the sale Enjoy quiet mornings or vibrant evenings on the covered patio, savoring sweeping golf course views and the calming sound of the nearby pond. With only one shared wall, privacy and tranquility are yours to cherish. The HOA ensures worry-free living by handling all exterior maintenance, allowing you to focus on enjoying the nearby amenities, including Loop 202 access, shopping, dining, and Alta Mesa Park. Whether you're a golf enthusiast, a savvy investor, or someone seeking a move-in-ready haven, this propertywith its potential transferable home warrantyis the perfect choice. Embrace comfort, style, and convenience in a home that truly has it all.
Source: ARMLS #6788185
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6788185
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6788185
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.