5413 Weathered Rock Ct, Knightdale, NC 27545
4 beds · 3 baths · 2,590 sqft sqft
Welcome to 5413 Weathered Rock Ct, an extraordinary home constructed in 2017, nestled in the vibrant Rockbridge community of Knightdale. As you step through the stunning entryway, you're greeted by an elegant formal dining area, perfect for hosting unforgettable gatherings with family and friends. The open floor plan boasts soaring 9-foot ceilings, giving the entire space a sense of airiness. A spacious first-floor guest suite complete with a full bath provides a welcoming retreat for your visitors, ensuring their comfort during every stay. Calling all culinary enthusiasts! The kitchen is a true chef's paradise, featuring an abundance of cabinet space, gleaming granite countertops, and a large pantry, making meal prep a breeze. It flows seamlessly into a cozy eating area and a serene sunroom—your personal haven for relaxation and unwinding after a long day. Head upstairs to discover a versatile bonus space, just waiting for your creative vision, along with two well-appointed secondary bedrooms and a conveniently located laundry area. And let's not forget the magnificent primary suite! This private sanctuary is a true masterpiece, boasting a luxurious tray ceiling, a lavish ensuite with a double vanity and soaking tub, and an expansive walk-in closet to accommodate all your wardrobe needs. Knightdale, NC, is a lively town in Wake County, bursting with parks and scenic trails, all just minutes from the heart of downtown Raleigh. The Rockbridge community offers an ideal setting for those looking to build a vibrant lifestyle in this dynamic area! Don't miss the chance to call this stunning home your own!
Source: TRIANGLEMLS #10063109
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10063109
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10063109
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.