5410 Glenhaven Dr, Cumming, GA 30041
5 beds · 4 baths · 2,921 sqft sqft
Beautiful brick front home on a FULL BASEMENT within a highly sought-after school district, minutes from Lake Lanier. Situated across from the 15th hole of the top-rated Hampton Golf Village, this property backs up to a serene pond with NO REAR NEIGHBORS. Amenities include an Olympic style pool, clubhouse, as well as lighted tennis, pickleball, and basketball courts. Two-car double door garage, NEWER ROOF and sleek black gutters, established landscaping, and a spacious front porch with classic column accents. Entering the two-story foyer, you're greeted by a sprawling staircase and gleaming hardwood floors. Formal living room that could easily serve as a home office. Adjacent formal dining room features wainscoting and double entry doors that lead to the front porch. Imagine opening the doors and windows as you invite the fall breeze to fill the heart of the home. Connecting the family room and dining room is a dry bar or the perfect spot to showcase some of your best china within the glass display cabinets. Open and airy two-story family room shows off large windows offering lots of natural lighting and a marble fireplace perfect for those cooler months ahead. The eat-in kitchen is equipped with an island for extra dining and prep space, recessed lighting, walk-in pantry, gas cooktop, wall oven, and a great amount of storage. Just off the kitchen is a built-in desk and laundry room. ALL FURNISHING, WASHER AND DRYER, as well as all APPLIANCES INCLUDED!! Even the additional fridge in the garage and the 80" TV! Easily access the large deck through the French doors where theres plenty of space for your favorite outdoor furniture, grill, and firepit. You'll be enjoying the SEASONAL VIEWS in no time! On-suite is perfect for guests, to round out the main level. Making your way upstairs, the elegant catwalk with balcony overlooks the family room below. An oversize primary suite features a double tray ceiling, bay window, generously sized walk-in closet and multiple French door entryways. The primary bathroom is a true owners' retreat, where you'll find it easy to unwind after a long day. Split vanities, soaking tub, sizable shower, and desirable fixtures. Additional on-suite as well as two more bedrooms with a jack and jill bathroom. The unfinished basement is a blank slate to design a second living space. With electric already ran, and stubbed for a bathroom, you could create an in-law suite, apartment for a young adult, or the ultimate entertainment space as there's an exterior entry. NEWER HVAC units and NEWER WATER HEATER. Covered patio, stairs leading to the deck, allowing you to enjoy every inch of your home with ease. The huge fenced backyard has a walk-through gate, so you can visit the pond anytime you'd like. The opportunities are endless when personalizing this dream home to meet the lifestyle you've always wanted, shared with golf enthusiasts alike! Conveniently located near major highways for an easy commute with direct access to GA 400. An abundance of outdoor excursions available, including parks, walking trails, and lake activities. Year around local shopping, dining, and entertainment as it's in the perfect location to enjoy the luxuries of everyday living. North Georgia Mountains, wineries, seasonal festivities such as pumpkin patches and apple picking, camping, kayaking, and more. Schedule a visit today and see for yourself just how easy it would be to transition into your move-in ready home, just in time for the holidays!
Source: GAMLS #10398569
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10398569
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10398569
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.