5408 Vanner Path, Georgetown, TX 78626
4 beds · 3 baths · 2,701 sqft
Welcome to your dream home in the desirable Saddle Creek Subdivision, where modern living meets community charm! This large two-story home sits on an oversized lot, providing ample space for your family's enjoyment & outdoor activities. The primary bedroom main level, a true retreat featuring an oversized shower, dual vanity, & granite. The family room, positioned towards the back of the home, offers a warm & inviting space for gatherings & relaxation, while the living area at the front is currently utilized as a study, providing a quiet space to keep an eye on the little ones. Every bedroom in this home comes with walk-in closets & ceiling fans, ensuring comfort for everyone. The kitchen is a chef’s dream, opening directly into the family room & boasting stunning granite countertops, a center island for additional prep space, & recessed lighting. With Energy Star qualified appliances, an eat-in dining area, & all the amenities your heart can imagine, perfect for both everyday meals & entertaining. Head upstairs to the spacious game room, ideal for family fun & entertainment. The generous layout continues outdoors, where you'll find a huge, fully fenced private backyard, perfect for children & pets to play freely. Full sprinkler system & gutters, making maintenance a breeze. Walking distance to elementary & middle schools. Enjoy the beautiful lake & fountain within the subdivision or take advantage of the amazing resort-style community pool, splash pad, & amenity center. The amenities include a fitness center, event room, restrooms, kitchen, BBQ pit/grill, playground, even Frisbee golf, ensuring endless family fun. Very low HOA dues for such a wealth of amenities, this property offers incredible value. Enjoy easy highway access to shopping, hospitals, groceries, & downtown, making this home not only a sanctuary but also a convenience for your lifestyle. Don’t miss your chance to make this stunning home your own—where every day feels like a vacation!
Source: ACTRIS #9050501
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9050501
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9050501
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.