5408 Brahma Trl, Fort Worth, TX 76179
4 beds · 2 baths · 2,006 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Charming 4-Bedroom, 2-Bath Home with Smart Features & Premium Upgrades This meticulously updated 4-bedroom, 2-bathroom home offers 2,006 square feet of living space, blending modern comfort with energy-efficient features. Built for convenience and luxury, the home boasts a range of upgrades, including luxury vinyl plank (LVP) flooring and stylish baseboards throughout, adding a fresh, contemporary feel to every room. The spacious enclosed patio, completed in 2021, extends your living space and provides an ideal spot for relaxation or entertaining. Upgraded ceiling fans in all bedrooms and living areas ensure comfort year-round. At the heart of the home, the kitchen features a touchless sink, complemented by Energy Star-certified appliances, LED lighting, and a built-in media wall with custom shelves for optimal storage and display. Smart home technology is fully integrated, with Wi-Fi locks on both the front and garage doors, smart water shut off that detects leaks, smart rain bird sprinklers that adjust for rainfall, and a Ring system for professional monitoring, providing convenience and peace of mind. The lawn equipment shed is a great addition for outdoor storage, while the garage floor coating adds durability and a polished look. Inside, the home features a radiant roof barrier, blown-in insulation, and insulated air ducts for energy efficiency. The programmable thermostats allow for easy temperature control, and the yearly serviced HVAC ensures that the home stays comfortable through every season. Located just 20 minutes from the Fort Worth Stockyards and a short drive to Eagle Mountain Lake, this home is perfect for those seeking proximity to outdoor activities, major highways (35W and I-820), and city amenities. With all these features, this home combines comfort, smart technology, and sustainability in a prime location.
Source: NTREIS #20886254
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20886254
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.