5405 98th Ave E, Parrish, FL 34219
4 beds · 4 baths · 3,072 sqft
LOOK NO FURTHER—YOUR DREAM HOME AWAITS! BEST VALUE IN THE ENTIRE COMMUNITY! Nestled on a desirable corner lot in the sought-after Harrison Ranch community, this spacious home boasts over 3,000 square feet of beautifully designed living space, featuring 4 bedrooms, 3.5 bathrooms, an office, and an expansive bonus room upstairs with its own private bathroom—there’s room for everyone and everything! Recently upgraded with a new roof in 2022, this home offers both style and peace of mind. One of the highlights is the added privacy of no rear neighbors, providing a serene setting to unwind and relax. As you enter, you’re greeted by a charming office space, and just beyond that, a cozy den or sitting room perfect for relaxing. The home flows seamlessly into the open-concept kitchen and living area, with double sliders that lead to the screened-in, covered patio—a perfect spot for morning coffee while watching the sunrise over the preserve. The master suite and a secondary master suite are conveniently located on the first floor, each with their own walk-in closets and bathrooms. The master bath features dual sinks, an elegant garden tub, and a walk-in shower, offering the ultimate retreat. The secondary master suite is perfect for guests, family, or an in-law suite. Upstairs, the massive bonus room provides endless possibilities! With its own half bath and walk-in closet, it can serve as a guest suite, playroom, or entertainment space—and the views from this room are simply stunning! Harrison Ranch offers an abundance of amenities, including a 24-hour fitness center, a community pool, tennis/pickleball and basketball courts, playgrounds, and over 5 miles of scenic nature trails. The community’s Activity Director ensures there’s always something for every age group, making this an ideal place to call home. Conveniently located just 45 minutes from three major airports and within a 20-minute drive of shopping, dining, and entertainment, plus just 25 minutes from the beautiful Gulf Beaches, this home offers both comfort and convenience. Don’t miss out on this incredible opportunity—schedule your private showing today! This one won’t last long!
Source: STELLAR #A4644269
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4644269
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.