5403 Golddust Rd, Spring Hill, FL 34609
3 beds · 5 baths · 2,359 sqft
Your Dream Home Awaits! Welcome to this stunning custom-built home, perfectly nestled in a serene country setting on OVER 1 ACRE with NO HOA/CDD, offering the perfect blend of privacy and convenience. Enjoy the woodsy feel and tranquility, all while being just minutes from shopping, dining, and modern amenities. This entertainment masterpiece boasts 14-FOOT CEILINGS THROUGHOUT, exuding grandeur and elegance at every turn. For car enthusiasts and adventurers, the TWO-STORY, 1,250-SQUARE-FOOT GARAGE is a game-changer! With ample space to park your RV, truck, boat, and more, it's the ultimate storage haven for all your toys and belongings, or potential conversion into additional living space. Step into the heart of the home—an extraordinary DESIGNER KITCHEN featuring upgraded cabinetry, built-in high-end appliances, and exquisite, high-level countertops that will inspire your inner chef. Outfitted with top-tier, state-of-the-art mechanicals, advanced electrical systems, energy-efficient AC, this home is designed for peak functionality and reliability. Enjoy the luxury of TWO MASTER SUITES, EACH WITH ITS OWN ENSUITE BATHROOM. The primary suite redefines indulgence with a spa-like bath that includes a separate soaking tub and an expansive shower room with multiple showerheads—your personal oasis. Don’t miss out on this extravagant home, where top-of-the-line amenities and thoughtful design come together to create the ultimate living experience. This is more than a home; it’s a lifestyle! Schedule your showing today and make this dream home your reality!
Source: STELLAR #tb8321931
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8321931
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8321931
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.