54 Dunwoody Springs Dr, Atlanta, GA 30328
2 beds · 2 baths · 1,900 sqft
Welcome to the vibrant community of Dunwoody Springs in Atlanta, Georgia! Nestled in the heart of Sandy Springs, this charming property at 54 Dunwoody Springs Drive offers a perfect blend of comfort and convenience. This residence is part of a serene community known for its lush landscapes and tranquil atmosphere, providing a peaceful retreat from the bustling city life. The property boasts spacious interiors with modern finishes, making it ideal for both relaxation and entertaining. Large windows flood the space with natural light, highlighting the elegant design and creating a warm, inviting ambiance. The kitchen boasts granite countertops and stainless steel appliances. The back deck is a nice escape from city life with trees surrounding you. The master bath has a double vanity and tile floors. The guest bath has a tile shower, as well as tile shores. Residents of Dunwoody Springs enjoy access to a range of amenities, including a sparkling swimming pool, tennis courts, and a clubhouse, perfect for social gatherings or unwinding after a long day. The community is also pet-friendly, with plenty of green spaces for your furry friends to explore, as well as a private lake within the community. Conveniently located near major highways, this property offers easy access to the best of Atlanta. Nearby, you'll find a variety of dining options such as Rumi's Kitchen and The Capital Grille, as well as shopping destinations like Perimeter Mall. For outdoor enthusiasts, the Chattahoochee River National Recreation Area is just a short drive away, offering scenic trails and recreational activities.
Source: FMLS #7467527
Source: FMLS #7467527
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7467527