54 Country Club Dr E, Destin, FL 32541
3 beds · 3 baths · 2,146 sqft
GREAT PRICE IMPROVEMENT: Versatile Living in a Resort-Like Setting: Perfect as Your Forever Home, a Second Home or Smart Investment Opportunity.ELEGANT LIVING WITH FLEXIBLE SPACES:This exceptional property offers the perfect blend of comfort, versatility and value in a popular golf course community. This thoughtfully designed residence features creative spaces that expand your living and hosting options.A modern kitchen with an adjacent Butler's Pantry and breakfast nook, a large dining room for family gatherings and an impressive living room complete with fireplace and vaulted wooden ceilings will add comfort to your life. LUXURIOUS MASTER SUITE: Step into this generously proportioned Master Bedroom thoughtfully designed as your personal sanctuary with private ensuite (SEE MORE OVE bathroom featuring modern fixtures, elegant tilework, and a spacious vanity. INNOVATIVE FLEX SPACES: Versatile En-Suite Murphy Bedroom: Transform your space in seconds with an innovative Murphy Bed System. This cleverly converted area features a modern walk-in shower, contemporary sink, and adaptable layout - perfect for surprise overnight guests. ENCLOSED FLORIDA SUNROOM: Experience indoor-outdoor living at its finest with a comfortable drop-down bed and split AC/Heating unit. Wake up to beautiful views while enjoying perfect climate control year-round. OUTDOOR OASIS: Step into your personal resort retreat featuring: 1) Private Swimming Pool and Hot Tub: Refresh and relax in your own backyard paradise; 2) Under a Gazebo, you will find a fully equipped Outdoor Kitchen: Perfect for entertaining friends and family; 3) Aromatic Herb Garden: Elevate your culinary creations with fresh herbs right outside your door; 4) all enclosed by a 6 foot wooden fence fully approved by the family pet. SOLAR POWERED EXCELLENCE: an array of professionally installed high-efficiency Solar Panels with a battery storage system for energy independence provides immediate savings on utility costs. See the breakdown in "Documents." PREMIUM LOCATION: Situated on an oversized corner lot in a sought-after golf course community; Extra space provides enhanced privacy and expanded outdoor living opportunities; Prime location offers both tranquility and convenience to Destin amenities. EXCEPTIONAL INVESTMENT OPPORTUNITY: Attractive price point for permanent residence, ideal second home potential and a perfect candidate for 1031 Tax Exchange ( 6 months or more rental) to preserve your investment capital. This unique property combines the conveniences of modern living with the flexibility to accommodate your lifestyle, whether you're seeking a permanent residence, vacation getaway, or smart investment. The thoughtful design provides comfortable space for family and guests while offering spectacular indoor-outdoor Florida living. Book your appointment today and discover your next dream home!
Source: EMERALDCOAST #969943
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: EMERALDCOAST #969943
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.