539 Woodland Dr, Copperas Cove, TX 76522
4 beds · 3 baths · sqft
Nestled on a quiet cul-de-sac and shaded by a canopy of mature oak trees, this stunning 4-bedroom, 3-bathroom home offers a rare blend of privacy, elegance, and thoughtful modern farmhouse design. Set on nearly a full acre, the property features a welcoming circular drive leading to a spacious two-car carport and side driveway for added convenience. Key Features: Spacious Bedrooms: All bedrooms have been recently updated, each spacious and unique, providing comfortable retreats with thoughtful details. Bathrooms: Three full, one-of-a-kind bathrooms, including a spa-like primary bath, a functional Jack and Jill, and a guest bath your visitors will adore. Kitchen & Dining: The heart of the home features a beautifully renovated kitchen, perfectly situated between a formal dining room and a cozy breakfast counter, making entertaining a breeze. Indoor-Outdoor Living: French doors open to an expansive covered and enclosed rear patio, creating a seamless flow between indoor and outdoor spaces for year-round enjoyment. Additional Highlights: In-Ground Pool: Dive into summer with a private in-ground swimming pool, ideal for hosting memorable gatherings. Climate-Controlled "She Shed": A versatile, air-conditioned space next to the pool, perfect for unwinding or cooling off while the kids swim. Fenced Courtyard: A private courtyard welcomes you into this unique home, setting the tone for its charm and style. No City Taxes: Enjoy all these amenities with the added benefit of no city taxes! This home is move-in ready and waiting to be the perfect backdrop for holiday gatherings, from Thanksgiving feasts to unforgettable 4th of July celebrations. Don’t miss your chance to experience this one-of-a-kind Copperas Cove retreat! Contact us today for a private tour and see why this home is a true gem!
Source: CENTRALTEXAS #562372
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #562372
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #562372
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.