5382 Aragon Ave, De Leon Springs, FL 32130
5 beds · 4 baths · 2,619 sqft sqft
GUEST HOUSE W/2 CAR GARAGE | OVERSIZED LOT | FENCED W/ GATE | CORNER LOT | Welcome home to this beautiful Rosecroft Traditional Georgian Style home that features 4 bedrooms and 2.5 bathrooms and over 2,600 sq ft on over an acre! The property is fenced and gated for privacy. The guest house has 1 bedroom and 1 bathroom with a 2 car garage. The main house boasts both a formal living and dining room. The family room has a brick fireplace and multiple windows to let natural light to flood the home. The eat in kitchen features stainless steel appliances, plenty of counter and storage space and Bay windows. Upstairs holds all the bedrooms and laundry space. All bedrooms are spacious and all feature ceiling fans and easy to maintain flooring. The property is just stunning! So much privacy and you are surrounded by nature! The property contains Maple and Blueberry Cypress trees and a storage shed for all your lawn equipment. There are 4 total garage parking spaces with 2 in the main house and 2 on the guest house and in addition there is a parking pad for a 42' trailer. There is also additional laundry space in the garage. Some house upgrades include: Solar panels, upgraded main panel to 200 amps, Well pump replaced, Septic moved and upgraded (2024), Windows replaced. While the home is tucked away it is minutes from shopping, restaurants and is less than 2 miles from Deleon Springs State Park-enjoy the springs, canoeing, and the famous Sugar Mill Restaurant. Don't wait! Make your private appointment today to see all this home has to offer you! **The info in MLS is thought to be correct but not guaranteed**
Source: STELLAR #v4936370
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4936370
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #v4936370