538 Clinton Dr, Temple, GA 30179
4 beds · 3 baths · 3,000 sqft
Step into this practically new two-story gem, just 2 years young, with 3,000 square feet of thoughtfully designed living space. From the stepless entry to the privacy-fenced backyard, this home is perfect for anyone seeking a combination of elegance, comfort, and functionality. As you enter, you'll be greeted by a formal dining room adorned with stunning coffered ceilings, a true testament to the fine details throughout the home. Adjacent to the dining area, the formal living room offers a flexible space that could serve as a stylish home office, cozy playroom, or serene reading nook. For guests or anyone who prefer to avoid stairs, there’s a conveniently located guest bedroom on the main level, complete with a full bath. This thoughtful feature ensures comfort and accessibility for everyone. The heart of the home is the open-concept family room and eat-in kitchen, creating a warm, inviting space to gather and connect. Whether you're preparing a meal or enjoying time with loved ones, the seamless flow between these areas ensures no one feels left out. The kitchen is a chef's dream, featuring ample cabinet and counter space, a large island with seating, and a walk-in pantry that provides abundant storage. Just off the stepless two-car garage, you’ll find a versatile storage area perfect for a mudroom, additional pantry, or even a small home office. Upstairs, the living options continue to impress. A generously sized media area offers the perfect spot for casual lounging, movie nights, or a fun game room. Three additional bedrooms and two full baths provide plenty of room for family or guests. The laundry room is also conveniently located on this level, making the task of keeping up with laundry a breeze. Prepare to be wowed by the oversized primary suite, a true retreat after a long day. The expansive bedroom is complemented by a walk-in closet so spacious, you’ll have fun shopping just to try and fill it! The en-suite bath is your personal spa, complete with a soaking tub, separate shower, and dual vanities to make your mornings a breeze. Step outside to discover the perfect blend of relaxation and entertainment in the backyard. Enjoy the privacy of the fully fenced yard, with covered and open patio areas designed for grilling, lounging, or hosting gatherings. The covered front porch offers yet another cozy spot to enjoy your morning coffee or greet the neighbors. This home has everything you need and more—an ideal layout, luxurious finishes, and thoughtful touches that will exceed your expectations. Don’t wait—schedule your tour today and see why this home is truly a must-see!
Source: FMLS #7490076
Financials
Source: FMLS #7490076
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.