5375 Ortega Farms Blvd # 109, Jacksonville, FL 32210
2 beds · 2 baths · 1,188 sqft
Welcome to your stunning waterfront home at The Venetian on the Ortega Luxury Condominiums, a gated, exclusive community offering the best of riverfront living. This beautifully furnished condo boasts the BEST LOCATION in the complex, with panoramic views of the Ortega River and the iconic Ortega River Bridge. Incredible value, as seller will pay off assessments!! Step outside onto your private patio and feel the serene breeze from the water or walk down the patio steps to the water's edge. It's a lifestyle of peace, beauty, and convenience. Inside, the condo has been thoughtfully designed with ceramic tile flooring throughout, adding a sleek, modern touch while being easy to maintain. The open-concept kitchen features stainless steel appliances, perfect for both everyday meals and entertaining. A ventless stackable washer and dryer is included for added convenience, while the cozy electric fireplace creates a warm and inviting atmosphere in the living area. This home SLEEPS 8!! For your guests, two built-in Murphy beds cleverly tucked into custom bookshelves offer space-saving style and functionality. Every room offers water views, allowing you to enjoy the beauty of the Ortega River from the comfort of your home. As part of this prestigious community, you'll have access to incredible amenities including a community pool, fitness center, sauna, and a clubhouse complete with a rooftop deck and grills for sunset gatherings. Whether you're looking for relaxation or recreation, The Venetian has it all. Love boating? You can rent or even purchase a boat slip, making it easy to explore the river whenever you wish. The stunning Italian villa-inspired architecture of the community transports you to a world of elegance. This condo offers an incredible value and at the current price, the seller will even pay off all assessments! The HOA pays for water and trash. With its unbeatable location, luxury amenities, and tranquil waterfront living, this home is ready for you to move in and start living the dream. Don't miss your chance to own this exceptional property in one of Jacksonville's most sought-after communities! Schedule a private showing today.
Source: REALMLS #2067680
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2067680
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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