53744 Ridge Rd, Yucca Valley, CA 92284
3 beds · 2 baths · 1,987 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Perched atop one of the highest points in the prestigious Yucca Valley Country Club Estates, this extraordinary home is a stunning fusion of Modern Spanish and high-modern design. A private driveway leads you to nearly 2 acres of land the home sits on. Offering sweeping, unobstructed views of the desert landscape, this property redefines elevated living showcased by custom design and privacy. Inside, sleek modern finishes flow seamlessly through the home, complemented by custom tile selections, creating spaces that are both functional and artistically unique. Expansive gallery walls provide the perfect backdrop for showcasing the most discerning art collection, a dream setting for any art enthusiast. The property is being offered with a curated inventory of designer furniture and evocative art, creating a striking blend of vintage and modern pieces to perfectly complement the home's aesthetic. The home is also equipped with a solar panel system and battery back up. The expansive outdoor space is an entertainer's paradise. Thoughtfully designed for hosting unforgettable events or intimate dinner parties. Revel in the private hiking trails which wind through the desert beauty that surrounds the property, offering unparalleled tranquility and connection to the land. Don't miss the rare opportunity to own a piece of the High Desert's most desired real estate in the coveted Country Club enclave.
Source: CLAW #24468335
Source: CLAW #24468335
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.