537 Champion Ridge Dr, Daytona Beach, FL 32124
4 beds · 2 baths · 1,983 sqft sqft
Welcome to your dream home! This beautifully maintained 4-bedroom, 2-bathroom single-family residence is perfectly situated just minutes from the stunning shores of Daytona Beach. Whether you're looking for a primary residence, a vacation getaway, or an investment opportunity, this property offers the ideal blend of comfort, convenience, and coastal living. Key features include a spacious and open floor plan that seamlessly connects the living, dining room and kitchen areas. Perfect for entertaining or relaxing with family! The well-appointed kitchen features modern appliances, ample counter space, and a breakfast bar, making it a chef’s delight. Four generously sized bedrooms provide plenty of space for everyone. The master suite includes an en-suite bathroom for added privacy and convenience. Benefit from a low homeowners association fee that keeps your neighborhood looking its best without breaking the bank. Enjoy easy access to Daytona Beach’s world-class amenities, including shopping, dining, and outdoor activities. Spend your weekends exploring the beach, local parks, or the vibrant nightlife. This home is ready for you to move in and make it your own. Freshly painted and meticulously cared for, it’s the perfect canvas for your personal touch. Don’t miss out on this fantastic opportunity to own a piece of paradise near Daytona Beach! Schedule a showing today and experience all that this beautiful home has to offer. Contact us for more details and to set up your private tour!
Source: STELLAR #v4938807
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4938807
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4938807
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.