5366 Carrara Ct, Saint Cloud, FL 34771
5 beds · 4 baths · 3,216 sqft
Under contract-accepting backup offers. Welcome to this stunning 2019-built two-story home, perfectly situated in the vibrant community of Sunset Grove just moments away from highly desired Lake Nona. With 5 spacious bedrooms, 4 luxurious bathrooms, and spacious 3 car garage, this home combines comfort, style, and modern convenience. As you step inside, you’ll be greeted by a bright and inviting open floor plan that flows seamlessly from room to room. The heart of the home, the gourmet kitchen, boasts exquisite GRANITE COUNTERTOPS, tiled backsplash, STAINLESS STEEL APPLIANCES, DOUBLE OVENS that are Wi-Fi capable, a WATER PURIFIER and a large kitchen island that provides ample space for meal prep. The pantry offers plenty of storage for all your culinary essentials, making this kitchen a chef’s dream. Whether you’re hosting family gatherings or quiet dinners, this kitchen is sure to impress. Natural light pours in through large windows, accentuated by CEILING FANS throughout the home, ensuring a comfortable atmosphere year-round. The main floor features a separate dining room, family room, a well-appointed bedroom, perfect for guests or as a home office, as well as a full bath for convenience. Venture upstairs to discover the luxurious master suite, a true retreat featuring DUAL WALK-IN CLOSETS and a spa-like en-suite bathroom. Indulge in the GARDEN SOAKING TUB after a long day, complemented by a spacious shower and beautiful GRANITE COUNTERTOPS. You’ll also find a JUNIOR SUITE with its own private bathroom, along with two additional bedrooms that share a beautifully designed bathroom. The loft is the extra space you’re looking for to make into a game room, family room or even a homeschool room! The laundry room is conveniently located just off the master bedroom and is bright and light. Step outside into your private, FENCED backyard, where tranquility reigns with no rear neighbors to disturb your peace. This outdoor space is perfect for entertaining with a HUGE COVERED LANAI, complete with ceiling fans to keep the breeze steady, a swing-set and plenty of room to add your own pool! This home is equipped with modern amenities for your peace of mind, including a yearly serviced water purifier, antibacterial UV lights on both air handlers and ducting, and recent updates like a new water heater and garbage disposal in 2024, along with a new downstairs air handler installed in 2022. Don’t miss out on this exceptional opportunity to own a beautifully updated home in a desirable location just off Narcoossee. Disney and Universal theme parks are only about a 40 min drive while Cocoa Beach is just shy of 60 mins. MCO is only about 30 mins away and downtown St. Cloud isn’t too far as well. Publix is opening just a few miles away AND this home is zoned for the new Voyager K-8 school! Schedule your private tour today and envision the life you can create here!
Source: STELLAR #o6247399
Source: STELLAR #o6247399
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6247399
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.