5365 E Muzzle Loaders Ct, Inverness, FL 34452
5 beds · 2 baths · 2,280 sqft sqft
Welcome to your dream home! This stunning 5-bedroom, 2-bathroom residence boasts a wealth of modern upgrades and energy-efficient features. Step inside to find new energy-efficient windows that flood the space with natural light, complemented by stylish new shaker cabinets and upgraded 36” upper cabinets in the kitchen. The exquisite new quartz countertops provide a beautiful workspace, while the updated vanities and luxurious new tubs and showers in both bathrooms enhance your daily routines—note that the master bath features a sleek shower only.Throughout the home, you'll appreciate the new doors and trim, along with the elegant new LVP flooring that adds warmth and sophistication. Bright LED lights and ceiling fans have been thoughtfully installed in every room for both functionality and style. The kitchen is equipped with newer stainless steel appliances from Frigidaire, making meal prep a breeze. Comfort is ensured with a new 5-ton HVAC system featuring a heat pump, as well as R-19 insulation and a new vapor barrier under the home. Outside, enjoy the brand-new front and back decking and steps, great for entertaining or relaxing. Additional features include a new 40-gallon A.O. Smith electric water heater, a GE whole-house water filter system, and an 80-gallon well pressure tank. With an approximately 30’x40’ gravel driveway and a roof replaced in 2016, this home combines functionality and style in every corner. Don’t miss the opportunity to make this beautifully updated property your own!
Source: STELLAR #tb8310691
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310691
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8310691