536 San Miguel Dr, Corona, CA 92879
4 beds · 2 baths · 1,759 sqft
Get a free consultation call with an expert in the mortgage assumption process.
LARGE DOUBLE LOT 19,602 SQ FT | NO HOA | LOW TAXES | RV PARKING | 1-STORY | MOUNTAIN VIEWS | *** BUY WITH CONFIDENCE*** SELLER is including a 13-Month Home Warranty! *** Nestled in the heart of Corona, this beautiful single-story 4 Bed + Bonus Room home sits on an expansive lot and offers breathtaking mountain views. Step inside to find a spacious living room featuring a gas fireplace with a charming stone and brick mantle, and panoramic views of the San Gabriel Mountains that set the tone for relaxed, elevated living. Two oversized sliding doors make entertaining a breeze. The chef’s kitchen is a true highlight, showcasing granite countertops, breakfast bar seating, a pantry, stainless steel gas range, and a unique corner sink framed by dual windows looking out to the Santa Ana Mountains. Adjacent, the dining area opens to a large, covered patio through a 3rd oversized sliding door—perfect for indoor-outdoor entertaining. The primary ensuite bedroom offers more mountain views and a spa-inspired bathroom with granite counters, a walk-in shower, sit-down vanity, spacious closet, and separate linen storage. Three additional bedrooms provide flexibility for guests or home office needs. A second full bathroom includes granite countertops, dual sinks, a tub/shower combo. Additional features include a partially converted garage bonus room, perfect for an office, playroom, or craft room, a separate laundry area with storage and a folding station, and energy-efficient upgrades such as recessed lighting, dual-pane sliders, and ceiling fans in all bedrooms. Enjoy the privacy and tranquility of your expansive backyard to create your own oasis, surrounded by greenery and perfect for relaxing or hosting. Conveniently located near the 15 and 91 freeways, schools, shopping, and dining—this home offers the best of Corona living. Don’t miss the opportunity to call this exceptional property your home.
Source: CRMLS #IG25089754
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #IG25089754
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.