535 Forden Dr, Wellford, SC 29385
4 beds · 3 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning 4-bedroom, 3-bathroom home in the desirable Shady Grove Hills community, where luxury and functionality blend seamlessly. As you approach, you're greeted by a large covered front porch, perfect for enjoying the outdoors. Step inside to discover soaring ceilings and an open-concept floor plan that exudes brightness and elegance, with designer colors and spacious rooms throughout. The formal dining room is flanked by detailed columns, offering a refined space for family meals and gatherings. The two-story great room features a floor-to-ceiling stone fireplace with a raised hearth, creating a dramatic focal point. This space flows effortlessly into the breakfast area, which separates the kitchen and great room, providing an ideal setting for both relaxation and entertaining. The kitchen is a true chef’s delight, featuring light grey cabinetry, beautiful granite countertops, under-counter lighting, and soft-close doors and drawers. The center island serves as both a work surface for baking and an inviting spot for casual meals. Just off the kitchen, the walk-in laundry room adds an extra layer of convenience. The primary suite is located on the main level, offering a tranquil retreat at the back of the home for maximum privacy. The en-suite bathroom includes a dual sink vanity, a jetted tub perfect for unwinding, a stand-alone shower, and a spacious walk-in closet. Another fantastic feature of this home is the second bedroom and full bath on the main level, ideal for guests or multi-generational living. Upstairs, two additional bedrooms have access to the Jack-and-Jill bath, and a spacious loft area overlooks the great room below. This open space would make an ideal home office nook, providing a quiet area with a view while staying connected to the heart of the home. A large flex room over the garage awaits your creative touch—whether you envision a playroom, craft space, or family movie theater, the possibilities are endless. Shady Grove Hills is a community known for its beautiful homes, generous lots, and its convenient location to Hwy 29 and easy access to the Interstate. This meticulously designed home is a must-see!
Source: GREENVILLESC #1552906
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1552906
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.