5337 Sandy Shell Dr, Apollo Beach, FL 33572
6 beds · 4 baths · 3,180 sqft sqft
One or more photo(s) has been virtually staged. Welcome to your dream lakefront retreat! This stunning 6-bedroom, 4-bathroom home boasts a spacious 3-car garage and is situated on an oversized lot, offering ample space and privacy. With over 3100 square feet of heated space and 10-foot ceilings, this home offers a sense of luxury and comfort. As you step inside, you'll be greeted by an inviting open concept layout, perfect for entertaining guests or simply enjoying the serene lake views. The first floor features wall-to-wall 18” x 18” tile, adding a touch of elegance to the space. The upstairs private room with a full bath offers versatility and can be used as a guest suite, home office, or media room. The kitchen is a chef's delight, featuring granite countertops, 42-inch cabinets, stainless steel appliances, and plenty of cabinet space for storage. Imagine waking up in your luxurious master bedroom, where every detail has been carefully designed for comfort and elegance. This spacious retreat features not one, but two walk-in closets, providing ample storage space for your wardrobe and accessories. As you enter the master bathroom, you are greeted by a lavish garden tub, perfect for relaxing baths after a long day. Adjacent to the tub is a stand-up shower, offering a convenient and refreshing way to start your day. The highlight of this master suite is the breathtaking view of the lake. Large windows allow natural light to fill the room, creating a serene ambiance that complements the stunning scenery outside. Whether you're enjoying your morning coffee or unwinding in the evening, the view from your master bedroom will always be a peaceful and picturesque backdrop to your daily life. Outside, you'll find plenty of room to add the pool of your dreams, creating your own private oasis. This home is also equipped with solar panels, providing energy efficiency and cost savings. Located in a resort-style neighborhood, you'll have access to amenities such as a clubhouse, pool, and fitness center. Conveniently located close to shopping, beaches, and restaurants, this home offers the perfect blend of luxury, comfort, and convenience. Schedule your showing today and make this lakefront paradise your own!
Source: STELLAR #t3510730
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3510730
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3510730
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.