533 Avila Pl, Howey In The Hills, FL 34737
4 beds · 4 baths · 2,940 sqft
Welcome to the beautiful 4-bedroom house plus a bonus room and 4 bathrooms nestled in the picturesque town of Howey in the Hills, FL. This beautiful home offers a perfect blend of modern comfort and timeless elegance. As you enter, you're greeted by a spacious and inviting living area, adorned with ample natural light flowing through the double doors, creating a warm and welcoming ambiance. The open floor plan seamlessly connects the living room to the dining area and kitchen, providing an ideal space for entertaining guests or enjoying family gatherings. The gourmet kitchen is a chef's delight, featuring top-of-the-line appliances, oversized extended kitchen island with sleek countertops, and plenty of cabinet space for storage. Whether you're preparing a casual meal or hosting a formal dinner party, this kitchen is sure to inspire your culinary creativity. Escape to the luxurious master suite, boasting a serene retreat where you can unwind after a long day. Complete with bay windows, his and her closets, ensuite bathroom, featuring a soaking tub, separate shower, and dual vanities with matching countertops, it offers the ultimate in relaxation and comfort. Three additional bedrooms on the main floor provide plenty of space for family members or guests, each offering its own unique charm and character. The second floor features a bonus room, walk in closet and its very own private bathroom, offers endless possibilities, whether it's used as a home office, media room, 5th bedroom or a play area. Step outside to the backyard oasis, where you'll find a covered patio area perfect for alfresco dining or simply enjoying the Florida sunshine overlooking the beautiful pond out back. With plenty of space for outdoor activities, it's the perfect place to create lasting memories with family and friends. Located in the charming town of Howey in the Hills, this home offers the tranquility of country living while still being conveniently located close to the Chain of Lakes and miles from the Turnpike for easy access to Orlando.
Source: STELLAR #G5095547
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5095547
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.