5328 Roble Ave, Spring Hill, FL 34608
3 beds · 2 baths · 1,330 sqft sqft
BRAND NEW ROOF & AC IN 2024. Step into this renovated 3-BEDROOM, 2-CAR GARAGE home in Spring Hill, ready for you to MOVE RIGHT IN! With a BRAND NEW ROOF installed in 2024, this immaculate home has all the modern touches you'll love. Fresh paint outside and a stunning LED glass entry door welcome you. Inside, you'll find high ceilings, fresh paint throughout, NEW LUXURY PLANK VINYL FLOORING throughout, and updated light fixtures, electrical outlets, and handles. This home feels fresh and modern from top to bottom. The spacious living room is perfect for gatherings, featuring a large bay window that lets in tons of natural light. The kitchen is a true showstopper with brand NEW STAINLESS STEEL APPLIANCES, level 3 GRANITE countertops, upgraded cabinets, and a large pantry. Plus, sliders in the kitchen open to the large SCREEN-ENCLOSED LANAI, making it easy to enjoy indoor-outdoor living. The primary bedroom suite offers a WALK-IN CLOSET and a renovated bathroom with a walk-in shower. The two guest bedrooms are roomy and share a beautifully updated guest bathroom with a brand new tub and tiled shower. With fresh paint, modern updates, and move-in-ready condition, all you need to do is bring your bags and settle in. This centrally located home is perfect for creating new memories. Spring Hill offers plenty of parks, shops, and restaurants to enjoy. Plus, it's only 45 minutes away from Tampa, where you can experience vibrant cultural scenes, world-class dining, and stunning waterfront views. Ready to make this dream home yours? Come see it today and fall in love with your new home in Spring Hill!
Source: STELLAR #w7865953
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7865953
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7865953
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.