5324 Moon Shell Dr, Apollo Beach, FL 33572
4 beds · 4 baths · 3,468 sqft
NO FLOODING FROM ANY PAST HURRICANES! This stunning 4-bedroom, 3.5 bathroom, 3-car garage home offers and impressive 3468 square feet of thoughtfully designed living space. Once inside you will find flowing porcelain tile throughout. The spacious great room leads to the stunning kitchen with 42" tall cabinets, modern appliances, and wine cooler fridge, making this kitchen an entertainers dream. Owner's retreat is a bright and spacious with two walk-in closets, the en suite has upgraded cabinets and dual sinks, and an extended walk-in shower. If you work from home or you love streaming, this home is COMPLETELY WIRED WITH CAT-5 outlets in every room, and 2 rooms are wired for surround sound to include the outdoor patio. Upstairs, a large bonus room offers additional flexible living space, perfect for a media room, playroom, or second lounge area. Equipped with a SMART HOME thermostat and a HOME SECURITY system. The garage offers LEVEL 2 EV charger, Water Softener/Filtration System, Garage storage cabinets, My Q garage door opener and a PRO-X workout system with bench and also features an automated retractable screen! The welcoming community offers amenities such as parks, a pool, fitness center and community recreation rooms. Don't miss this opportunity to own a piece of paradise. Schedule your private showing today.
Source: STELLAR #TB8362291
Source: STELLAR #TB8362291
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.