532 E 126th St S, Jenks, OK 74037
3 beds · 2 baths · 1,687 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This Birch Co. home is in a well-appointed community. Beautifully maintained, single-story home offers a thoughtfully designed floor plan that provides both comfort and versatility. Backing to a greenbelt-style easement maintained by the utility company, the backyard feels open and private. Just down the street, you'll find a neighborhood park, sidewalks, and access to the full range of HOA amenities that make this community truly special. Inside, the home has been lovingly cared for and is in immaculate condition. The third bedroom offers flexibility—it could serve as a home office, guest room, hobby space, or whatever suits your lifestyle. A high-end refrigerator, washer, and dryer are included, making this move-in ready property even more appealing. Located in the highly sought-after Bixby School District, this home is ideal for anyone seeking a low-maintenance lifestyle in a great location. HOA amenities not listed: Splash pad for the kids, tennis courts, pickleball court, basketball court, and stocked ponds. You get to KEEP the fish!!! This HOA knows how to help develop community! Food trucks, activities for the kids, clubs, groups and more are available when you become a resident. The pool, park and more are on 1st street off 128th.
Source: MLSTECHNOLOGY #2512148
Source: MLSTECHNOLOGY #2512148
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.