531 Truman Dr, Goose Creek, SC 29445
3 beds · 3 baths · 1,280 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your next home-- a thoughtfully updated end-unit townhome that seamlessly combines contemporary comfort with timeless charm. Offering three bedrooms and two-and-a-half bathrooms, this spacious residence is filled with natural light and designed with functionality and style in mind.The main living area features an open-concept layout with no carpet, making it both low-maintenance and stylish. The kitchen is a standout, showcasing granite countertops, a large one-basin sink, tile backsplash, and stainless steel appliances, along with a casual dining area with bar seating-- ideal for entertaining or enjoying a relaxed meal.The cozy living room invites you to unwind with its electric corner fireplace, complete with a solid live edge mantle and pieced wood hearth that adds a touch of natural warmth. Freshly painted in neutral tones and enhanced with updated lighting throughout, this home is move-in ready and waiting for your personal touch. Step outside to enjoy your private outdoor space, which backs to a peaceful wooded area, offering privacy and tranquil views. The community features fantastic amenities, including a pool and playground, perfect for recreation and relaxation. Conveniently located near schools, the Naval Weapons Station, shopping, dining, and entertainment, and just a short drive to Charleston's beaches and attractions, this townhome offers the best of both location and lifestyle. Don't miss this opportunity to make it yours-- schedule your showing today!
Source: CTAR #25009897
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25009897
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.