5306 9th Ave S, Gulfport, FL 33707
3 beds · 2 baths · 1,169 sqft
$10K PRICE REDUCTION- HIGH AND DRY- ABSOLUTELY NO DAMAGE FROM HURRICANE-HOUSE DID GREAT AND HAS A CLEAN 4PT!! Discover the allure of coastal living with this impeccably maintained 3-bedroom, 2-bathroom bungalow nestled in the heart of Gulfport, Florida. Boasting 1,169 square feet, this home exudes character with cove ceilings, arched doorways, and a light-filled open concept floorplan. NO FLOOD INSURANCE NEEDED and no HOA! Step inside to find 7.5-inch baseboards and freshly painted walls that accentuate the home's inviting atmosphere. The updated kitchen features granite countertops, stainless steel appliances, and ample cabinet space. The master bedroom offers a serene retreat with its ensuite bathroom adorned with a charming shiplap accent wall, perfect for capturing the coastal vibe. Throughout the home, stylish vinyl plank flooring adds a touch of modern elegance. Outside, the expanded backyard is a private oasis complete with a gated privacy fence ideal for boat or RV storage and another chain-link fence to keep your fur babies safe. Enjoy entertaining under shade sails amidst brand new pavers and freshly landscaped shell surroundings, creating a quintessential coastal feel. This yard has plenty of room for a pool as well. Additional highlights include ceiling fans throughout for added comfort and a detached garage providing ample storage. Located in a phenomenal location, you'll be just moments away from St. Pete Beach (3.6 miles), Stella's and the vibrant downtown district of Gulfport (2 miles), and the Pinellas Trail (0.4 miles) for easy access to outdoor adventures. Downtown St. Pete and the iconic Pier are a short 5-mile drive, while Tyrone Square shopping is conveniently close at 3.5 miles. Don't miss the opportunity to own this charming Gulfport bungalow, where coastal charm meets modern convenience. Schedule your showing today and imagine the vibrant lifestyle awaiting you in this desirable community.
Source: STELLAR #u8246921
Source: STELLAR #u8246921
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8246921
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.