5305 Eagles Nest Dr, Killeen, TX 76549
4 beds · 3 baths · 2,069 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to Eagles Valley, a tranquil retreat in a secluded cul-de-sac offering breathtaking views and serenity. This stunning property boasts a sprawling yard with wood privacy fencing, providing the ultimate seclusion for those seeking a peaceful escape. The master suite and laundry room are conveniently located downstairs, providing easy access and a sense of practicality. The two dining areas offer flexibility and versatility, perfect for entertaining or everyday meals. The first dining room features a beautiful bay window, octagon ceiling, chair railing, and wood faux blinds, creating a warm and inviting atmosphere. The second dining area flows seamlessly into the living room, complete with carpet and bow-nose corners, adding a touch of elegance to the space. The kitchen is the heart of the home. With a cut-in opening to the second dining area, you can effortlessly entertain guests or spend quality time with family while cooking. The kitchen boasts various upgrades, including vinyl flooring resembling wood planks, new interior doors, gorgeous kitchen countertops with a small ledge and flat-top stove, and brushed nickel hardware. Despite its secluded setting, Eagles Valley is surprisingly convenient. You will always be close to the amenities you need, with easy access to Fort Hood, highways, top-rated schools and colleges, shopping centers, medical facilities, groceries, and beauty and barber shops. Experience the ultimate blend of tranquility and convenience in Eagles Valley—a true gem waiting to be discovered.
Source: CENTRALTEXAS #552792
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALTEXAS #552792
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.