530 S Page St, Southern Pines, NC 28387
4 beds · 4 baths · 2,857 sqft
Get a free consultation call with an expert in the mortgage assumption process.
She's back! There was a bit of heartbreak when she went off the market the first time, but get ready to fall in love all over again with 530 S Page Street. Built in 2022 by the highly respected Druther Homes, this thoughtfully designed home pairs timeless charm with modern function. Known for their craftsmanship and attention to detail, Druther creates one-of-a-kind homes where no corner is overlooked, and this one is no exception. Tucked right in the heart of downtown Southern Pines, you'll love being just a stroll away from local shops, pickle ball courts, coffee & wine shops, & restaurants. It's that rare mix of convenience & community that makes this location so special. Inside, the home welcomes you with an open-concept layout that's bright, warm, and full of character. The spaces flow together effortlessly, making it perfect for both gatherings and quiet mornings. Whether you work from home or just need a space to focus, the dedicated tech room is ideal as a home office, study nook, or even a creative gaming space. Upstairs, you'll find the primary suite along with two additional bedrooms, each filled with natural light and tucked away for a sense of calm. The laundry room is smartly placed on the second floor for added ease in your daily rhythm. And yes....there's more! Head up to the third floor, where you'll find a spacious bonus room, a fourth bedroom, and a full bath, perfect for guests or that dreamy hobby space you've always wanted. Step outside to the detached garage & let your imagination run wild. With its own full bath & a mini-split HVAC, it's the perfect blank canvas, whether you're dreaming of a cozy she-shed, a bright art studio, a functional workshop, or the ultimate man cave. Whatever it is, this space is ready to bring your vision to life. Every inch of this home has been designed with care & heart. It's far from cookie-cutter, it's the kind of place that makes everyday living feel just a little more beautiful!
Source: NORTHCAROLINAREGIONAL #100502449
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100502449
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.