53 Heritage Oak Way, Simpsonville, SC 29681
3 beds · - baths · sqft sqft
Discover the perfect blend of modern living and convenience in this recently updated and exterior maintenance-free home, located a mere half mile from vibrant downtown Simpsonville. Ideal for families and professionals alike, this property offers an array of features designed for comfort and ease. As you approach the home, you’ll appreciate the well managed and manicured lawn maintenance and landscaping, ensuring a hassle-free lifestyle. Step inside to find three spacious primary bedrooms, each equipped with its own ensuite bathroom. The main entrance level bedroom was utilized as the primary suite, providing ease and accessibility for daily living. The home boasts 3.5 stylish bathrooms featuring modern fixtures and finishes that enhance the overall elegance. A one-car garage, along with driveway space in additional to a wide range of dedicated visitor parking, ensures ample space for you and your guests. The inviting open floor plan creates a seamless flow between living spaces, accentuated by vaulted ceilings and recessed lighting that add to the home’s airy ambiance. The updated eat-in kitchen is a chef’s dream, complete with modern appliances, granite countertops, and an island that provides both prep space and a casual dining area. From the living room on the second level, you can step out onto the charming deck, perfect for enjoying a quiet moment in the fresh air with wooded views. The entry-level floor features a rear walkout, making it easy to take pets outside or enjoy a quick escape to the outdoors. A huge plus is the easy access to major highways makes commuting and exploring the surrounding area both convenient and efficient. This beautifully updated home is a rare find, giving you everything you need for a comfortable and convenient lifestyle. Don’t miss your chance to own this gem just steps away from the heart of Simpsonville! Schedule a showing today and experience it for yourself!
Source: GREENVILLESC #1537962
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1537962
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1537962
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.