529 Azalea Bloom Dr, Loganville, GA 30052
5 beds · 3 baths · 2,556 sqft
Look no further than the house you've been waiting for will be hitting the market on November 1st! This stunning property, built by D.R. Horton in 2019, feels as fresh and new as the day it was purchased. With five spacious bedrooms featuring large closets, and three full baths, this home offers ample room for your family and guests. The open-concept layout flows seamlessly throughout the downstairs, making it ideal for gatherings. You'll appreciate the granite countertops with large kitchen island and large cabinets offering plenty of storage, complemented by beautifully custom-built shelves in the walk-in pantry. The downstairs also boasts an in-law suite complete with a full bathroom, providing a comfortable guest bedroom or an excellent home office. The master bedroom is a true retreat, featuring vaulted ceilings and custom shelves in the closet to maximize space for shoes, purses, and clothing. The neighborhood has two beautiful poolsCoone featuring a fun walk up splash pad, resort like cabanas, and a large kitchen perfect for summertime entertainment - enjoy custom fire pits and barbecue stations, ideal for gatherings with family and friends. This neighborhood is conveniently located next to one of the largest parks in Gwinnett, providing easy access to extensive nature trails that are connected to the neighborhood. Whether youCOre looking for a peaceful walk or a brisk workout, youCOll be surrounded by stunning natural scenery. This is more than just a neighborhood; itCOs a community where you can thrive! The neighborhood is conveniently located in the wonderful town of Grayson with some of the best schools located right around the corner. Plenty of new shopping in retail within just minutes. Combination of the neighborhood, lovely house, and surrounding area makes this a true dream for a homebuyer to be able to have access at the fingertips. More pictures to come soon as the market date approaches. Seller requires that you remove your shoes when entering the house. Showings will only be during the weekends, the house is owner occupied.
Source: GAMLS #10399421
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10399421
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10399421
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.