VA loan
1 of 53
VA loan
$699,000 $SIGNI

Sign in to see required down payment for the 3.7% rate

5269 Heron Bay Blvd, Locust Grove, GA 30248

5 beds · 4 baths · 5,349 sqft

Welcome to 5269 Heron Bay Boulevard, a stunning 5-bedroom, 4.5-bathroom estate nestled within the prestigious Heron Bay Golf & Country Club. This 4,158 sq. ft. four-sided brick home, built in 2014, offers a seamless blend of luxury, comfort, and modern convenience, all set against the backdrop of a championship golf course and scenic lake views. Designed for both entertaining and everyday living, this home boasts an open-concept layout with high ceilings, elegant hardwood floors, and expansive windows that flood the space with natural light. The gourmet kitchen features granite countertops, stainless steel appliances, a large center island, and custom cabinetry-perfect for the home chef. The luxurious master suite is conveniently located on the main level and includes a spa-like en-suite bathroom with a soaking tub, a walk-in shower, and dual vanities. Upstairs, three of the additional bedrooms feature private en-suite bathrooms, ensuring comfort for family members and guests alike. This home has prime Golf Course location, as it sits directly on the Heron Bay Golf & Country Club, an 18-hole, par-72 course that spans over 7,000 yards, offering breathtaking fairway views and access to top-tier golf facilities. The property is believed to overlook a prime section of the course, with panoramic views of the greens and nearby lake. Heron Bay is a master-planned community known for its exclusive lifestyle and resort-style amenities, including but not limited to Lakefront Park with walking trails and scenic views, Aquatic center & swimming pools, Tennis courts & fitness center, Golf club access, Children’s playground & social events, Nature trails & community events. Located in the charming town of Locust Grove, this home provides easy access to shopping, dining, entertainment, and top-rated schools. Conveniently positioned near major highways, commuting to Atlanta and surrounding areas is a breeze. A Rare Opportunity Experience elevated living in one of Georgias most sought-after golf communities. Whether youre a golf enthusiast, an entertainer, or someone seeking a tranquil yet luxurious retreat, 5269 Heron Bay Boulevard offers it all. Schedule your private tour today and make this dream home yours!

Estimated
Seller's interest rate
3.7%
7%
Estimated
Principal & interest
$1,864/mo.
$2,559
You may also save up to $203,121 in total interest paid.

Why Roam


Lower rates and lower down payments

The only homebuying option for you to put 5% down and get a 5% rate.

Closing guarantee

We can close in 45 days or we’ll pay the seller’s mortgage until we close.

Offer acceptance

95% of offers accepted when made with Roam. 5% accepted without.

Have questions? Email support@withroam.com

Financials
Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,864 monthly payment

Financed
$SIGNIN
Location
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Loan details
Remaining term
24 yrs and 4 mos
Loan type
VA
Rate
3.7%
Monthly P&I
$1,864
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Home details
Size
4,158 sqft
Lot size
1.544 acres
Year built
2014
Type
Single Family Residence
HOA dues
$1,140.00

Source: FMLS #7519636

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 08, 2025 05:36 pm
Listing agent: Willie Veale
Listing provided courtesy of: BG'S Realty Partners, LLC (678) 782-5467
Details provided by FMLS and may not match the public record.
MLS ID: #7519636
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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